Effective Date: 15 April 2026

This Refund and Cancellation Policy (“Policy”) applies to all memberships, Credit purchases, and services offered by The Midlife Wellness Hub (TMWH), operated by Longview Online Pty Ltd.

By purchasing or using TMWH, you agree to this Policy.

1. MEMBERSHIP CANCELLATION

Memberships are billed on a recurring monthly basis.

You may cancel your membership at any time.

Upon cancellation:

  • Future billing will cease

  • Your membership will remain active until the end of the current billing period

  • No partial or pro-rata refunds will be issued for unused time

2. MEMBERSHIP REFUNDS

Membership fees are non-refundable, except where required under Australian

Consumer Law.

This includes:

  • Change of mind

  • Lack of use

  • Change in personal circumstances

3. CREDIT PURCHASES

Credits are purchased separately from membership and are used to access services

within TMWH.

All Credit purchases are:

  • Non-refundable

  • Non-transferable

  • Not redeemable for cash

Once Credits have been purchased, they cannot be returned or exchanged. This

includes unused, partially used, expired, or Credits no longer valid for use.

4. UNUSED CREDITS

Users are responsible for managing their Credits.

Credits are valid for a period of twelve (12) months from the date of purchase.

Following this period, Credits will expire. Expired Credits will remain visible within the

User’s account for transparency but will no longer be valid for use.

Credits are not forfeited upon cancellation of membership.

Upon cancellation:

  • Membership remains active until the end of the current billing cycle

  • Credits may continue to be used during this period

  • After this period, any remaining Credits will remain in the account but will be no longer valid for use unless membership is reactivated

Credits used for Practitioner bookings are considered consumed at the time of

booking or service delivery, subject to the Practitioner’s cancellation terms.

5. MEMBERSHIP REQUIREMENT FOR CREDIT USE

Credits may only be used while an active membership is in place.

Access to services using Credits is conditional upon maintaining an active TMWH

membership.

6. PRACTITIONER SERVICES

Services provided by Practitioners are booked using Credits.

Each Practitioner may have their own:

  • Cancellation terms

  • Rescheduling requirements

Where applicable:

  • Late cancellations or missed appointments may result in loss of Credits

  • Refunds for Practitioner services are not provided by TMWH

Any issues with Practitioner services should be raised directly with the Practitioner in

the first instance.

7. SERVICE AVAILABILITY

TMWH makes reasonable efforts to ensure services and Practitioners are available.

However:

  • Availability is not guaranteed

  • Changes to services, inclusions, or Practitioners may occur at any time

Such changes do not entitle Users to refunds.

8. EXCEPTIONS (AUSTRALIAN CONSUMER LAW)

Nothing in this Policy excludes or limits your rights under the Australian Consumer

Law.

You may be entitled to a refund, replacement, or remedy where:

  • A service is not provided with due care and skill

  • A service is not fit for purpose

  • A service does not match its description

Where required by law, TMWH will provide appropriate remedies.

9. CHANGES TO THIS POLICY

TMWH reserves the right to amend this Policy at any time.

Any updated version will be published on our website.

Continued use of TMWH constitutes acceptance of the updated Policy.

10. CONTACT

For any enquiries regarding this Policy:

📧 [email protected]

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